It is never easy to consider the thought that due to an illness or injury, you would become unable to work. If you do not work, you will lose a lot of income due to disability. If you work while being ill or injured, your production will suffer. But you still need to make money. To ensure that you still have the income to take care of yourself and your financial dependents, you’ll need to get disability insurance.
Long-Term Disability Insurance is, designed to cover a portion of your monthly salary if you can’t work for over three months. It also provides you with this coverage if you become permanently disabled and unable to return to work.
Some employers provide packages to help protect you in these scenarios, while others do not. Even if you benefit from long-term disability insurance coverage provided by your employer, the payout may not be up to what you require. You may need to purchase another plan and add it to what you already have.
When it comes to long-term disability insurance, understanding some of the terms may be a hassle. There may be terms concerning how long you must be disabled to receive a pay-out or how long before it stops.
With us by your side, we will use our experience to advise you and explain what will work best for you. We give you the proper counsel and take your needs and budget into consideration.
We will match you with plans that are well-tailored for you. Contact us today.
